Friday, 27 February 2015
Wednesday, 25 February 2015
| Travelzoo Weekly Top 20|
Every week we search more than 1,000 companies worldwide
for their very best deals and compile the Travelzoo Top 20(R).
TOP 20 DEALS -- 25 February 2015
£499pp -- Turkey All-Inc Holiday w/BA Flights & Watersports
Source: Voyager Travel Direct
£149 -- 'Luxury' Welsh Retreat w/Upgrade & Dinner, 55% Off
Source: The Lake Country House & Spa
£499pp -- Florida: 2-Week Holiday with Flights fr Manchester
Source: Broadway Travel
£12 -- BBC Philharmonic Concert in Manchester, up to 60% Off
Source: BBC Philharmonic
£299pp -- Algarve Hilton 4-Night Break; Fly fr the Northwest
Source: Luxury Holiday Collection
£129 -- Lancashire Country Escape w/3-Course Dinner, 44% Off
Source: The Gibbon Bridge Hotel
£895pp -- Paris-Normandy Cruise w/Tours, fr Manchester
Source: Viking River Cruises
£89 -- 'Perfect' South Devon Coast Stay inc Cream Tea
Source: Soar Mill Cove Hotel
£499pp -- Sharm Premium All-Inc Holiday from Manchester
Source: Fleetway Travel
£289pp -- Peru Rainforest: All-Inc Treehouse Stay w/Tours
Source: Treehouse Lodge
£899pp -- All-Inc Dom Rep Holiday from Manchester, Save £900
Source: The Holiday Place
£29 -- Ribble Valley: 2 Courses & Bubbly for 2, 47% Off
Source: White Bull at Alston
£189pp -- Budapest Break w/Tours & Cruise, from Manchester
Source: Travel Interaction
£99 -- Cumbrian Escape w/4-Poster Room, Meals & Bubbly
Source: Stonecross Manor Hotel
£125pp -- Amsterdam 2-Night Mini Cruise, Save 50%
Source: Fred. Olsen
£249pp -- Menorca: Deluxe All-Inc Week w/Upgrade, from Leeds
Source: Directline Holidays
£755 & up -- British Airways Direct Cape Town Flights (Rtn)
Source: British Airways
£199 -- Luxury Yorkshire Stay w/5-Course Dinner, Was £375
Source: Goldsborough Hall
£399pp -- Kos: Luxury Adults-Only Holiday w/Meals & Flights
Source: Inspired Luxury Escapes
£899pp -- Miami Stay & Caribbean Cruise w/Manchester Flts
Source: Thomas Cook
Publisher: Maire Bonheim
Associate Publisher: Christina Bracewell
Spring in London: our top hotel, dining & theatre deals
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This email contains editorial information as well as advertisements. Sales and promotions listed in this email may contain restrictions and are subject to change. For complete details, please contact the travel supplier. Sales and promotions listed in this email are offered and provided by the respective travel supplier and/or its agents, not Travelzoo Inc., Travelzoo (Europe) Ltd or any subsidiaries of Travelzoo. Unauthorised distribution or commercial use of this email is strictly prohibited. Travelzoo does not independently verify the accuracy of this information and does not guarantee its accuracy or completeness. Sales and promotions listed in this newsletter may have expired, may have changed, or may not be available anymore at the time you receive the newsletter. The information provided in this email may include inaccuracies and typographical errors. Travelzoo Inc., Travelzoo (Europe) Ltd, and its subsidiaries and affiliates are not liable for any claims of damages, loss or injury to persons or property arising out of this newsletter.
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Tuesday, 24 February 2015
Free £150, cheap iPhone 6, earn cash online, free £30 M&S, what happens to kids if you die?, 118 call £183, free £8 Lancome
|Cutting your costs, fighting your corner||Martin's Money Tips Wed 25 Feb 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
Now HSBC's hitting the headlines for moral failings, following Barclays', Lloyds' & others' past misdemeanours. My ears regularly burn with people growling about their bank, yet last year only 1 in 50 people punished theirs by leaving...
If your bank's a b*****d, don't whinge - switch.
And thankfully if you do it right now, other banks are salivating for business, pushing out lucrative perks for switchers. Here are the 10 need-to-knows...
Blagged for MoneySavers
Did you miss?
Get constantly cheap energyOur club ensures you're always on the cheapest tariff.
Join free: Cheap Energy Club
Reclaim PPI for FREEClaims handlers aren't more successful.
Free help & templates: Reclaim PPI
|The Ones Not To Miss||Wed 25 Feb 2015|
| What would happen to your children if you died? |
How to save £1,000s & avoid life insurance rip-offs. If you've not considered it - it's time to take a deep breath...
One in 30 children will lose a parent before they grow up - I know as I (Martin) was one of them. Sadly, the grief and misery are often compounded by the loss of an income causing a financial crisis. So like making a will, facing this risk is one of those 'deep breath' moments of parenthood. To help we've fully updated our cheap life insurance guide, in short...
New cheap heavy user iPhone 6 deal - unltd mins, texts & 4GB of 4G data. MSE Blagged. Pay £33.49/mth on a 24mth EE contract via Mobile Phones Direct, plus use code 'MSE1' on the silver*, gold* or grey* 16GB handsets and the £75 upfront's reduced to £40 - £844 for 2yrs all in. Unusually this is cheaper than buying the handset outright and pairing with a Sim-only. This is the top deal for heavy users - for full analysis and low user options, see iPhone 6 best-buys.
100-page £80 hardback photo book £19 deliv. MSE Blagged. Do it now in time for Mother's Day. Plus £45 canvas for £16 code, see all photo deals. And 1,000 £35 Mother's Day candle bundles with items that sell for £93 separately.
'Just been charged £183 for one call via 118 118'. Beware hideous charges, see Martin's £183 for 118 help.
Last chance. Free £30 M&S food voucher via credit card freebie. Ends Sat. Get an M&S 19mth 0%* card (will you be accepted?) via this link, spend 1p or more on it by 31 March and you'll be emailed a £30 M&S food & wine voucher. You could just spend the penny, pay it off, then cancel, or it is a best buy 0% card anyway if you NEED interest-free borrowing - though do repay it before the 0% ends or it jumps to 18.9% rep APR (APR Examples). Applying can have a minor impact on your credit score. Full pros & cons in application help.
| 'I switched PREPAY energy and saved £140/year, plus got £15 cashback' |
Don't think if you're on a key/card gas & electricity meter you're locked in - many can still compare switch & save
Sadly, those on prepayment meters usually pay more than those on billed meters, and have less choice. That doesn't mean there's nowt you can do - it's still worth taking five mins to do a comparison on the Cheap Energy Club. As Kate tweeted Martin: "Didn't think I could switch as on prepay meter but switched this AM saving £140 a year plus cashback."
New. Free MSE First-Time Buyers' Mortgage 2015 and Remortgage 2015 60-page booklets. We've updated our First-Time Buyers, Remortgage and Buy-to-Let guides for 2015. Related: Mortgage Best Buy Comparison.
Poundshop.com 10% off £20 code - incl Calvin Klein make-up. MSE Blagged. Ends Tue. Items include Flash cleaning products, Calvin Klein make-up & Pedigree pet food. Plus free delivery (norm £2). Poundshop.com deals
SALES & CODES: Aldi £5 off £40, Laura Ashley FLASH 37% off, Matalan 20% off £40
Hot Diamonds 30% off sale code. Branded jewellery. MSE Blagged. Discounted women's diamond jewellery, eg, teardrop earrings £21 (were £60), bronze bracelet & charm £28 (was £75). Free p&p. Hot Diamonds
Don't believe PPI rejections - 82% of Lloyds rejectees who go to the ombudsman win. Shameful figures from the ombudsman this week show banks again seem to be rejecting people knowing they'll win at the ombudsman, in the hope they won't take it further. Don't be fobbed off. Full Reclaim PPI for free info and see Bank-by-bank figures.
Tell friends about us. They can get this free every week.
| Show Best Buys |
Ask Ed Davey (Sec of State for Energy) a question. He'll be at MSE Towers next Wed making an announcement. Suggest your questions to him via email, the forum or tweet using #AskEdDavey. Live stream here
John Lewis 'sale matching' Debenhams up to 25% off ALL DEPARTMENTS. Till Sun, D'hams has up to 25% off (some depts 10%, eg, beauty) and John Lewis is matching an, ahem, "unnamed competitor's" sale. High St sales
| 30 ways to earn cash from your sofa |
Click at home and make money - just watch videos, write, Google, make your own YouTube clips & much more
There are many work at home scams out there. Truth is, outside conventional work, there are few ways that really pay. Yet we do have 30 (legit) ways to earn cash online in our guide - though think a wee income boost, not a proper wage.- Get paid to Google. A browser add-on pays £5ish/mth to click ads when you search.
- Give your views. Dedicated survey-fillers can make £800/yr with our Top 20 Survey Sites.
- Write copy. Web content brokers pay £5-£30 per piece, eg, ads & travel descriptions.
- Check shops' prices. Free app Field Agent pays up to £10/job to check prices/snap photos.
- Pen product reviews. DooYoo pays up to 60p/review - rate anything from TVs to toasters.
- £25ish/mth to watch vids & play games. Swagbucks pay for ads/market research, and you get a cut - plus sign up by Fri for £10 worth of M&S/Amazon vouchers once you accrue £5.
- Make watchable video clips. Upload home-made YouTube clips and get a cut of ad revenues. Forumite Sophie Christie says: "I made £6,375 last year - and used my earnings to help buy a car." Read her full story.
- Get paid to scan shopping receipts. Earn up to £10/mth in vouchers. It's invite only but - join a waiting list. ShopandScan
Don't pay unfair private parking tickets. We've been saying it for years, now the RAC Foundation thinks a court case may mean millions could reclaim past fines. Full help in Fight Private Parking Tickets & see Legality of parking fines to be tested in court MSE news story.
Success of the week: (Send us yours on this or any topic)
Orange/EE Wednesdays 2for1 extended at Vue Cinemas & PizzaExpress. Orange/EE custs can get 2for1 cinema tix every Wed till 25 Mar. At PizzaExpress EVERYONE can get 2for1 mains every Wed till 18 Mar. 2for1 Deals
Show Best Buys
|Show Vouchers and Top Deals|
|The Moneysaving community|
|Show Money Saving Community|
THE GREAT HUNT
MONEY MORAL DILEMMA
CHEAP FLIGHT SALES ALERT
THE GREAT HUNT... REVEALED
Quick forum tips
Freebie of the week
Martin's appearances (from Wed 25 Feb onward)
Thur - Good Morning Britain ITV 7.40 Deals of the Week. Watch past shows
MSE team corner
Discussion of the week
Forumites typically pay from 99p to a fiver for a pint in their local areas. We'd love to find out how much a pint costs in your neck of the woods. Can you get one with your spare change or do you find yourself having to resort to large notes to cover the cost? Tell us how much a pint is in your local.
Cheap travel money
This week's poll: Which services do you pay cash in hand for?
How do you rate your bank account's service?
Question of the week
Q. I fixed my mortgage at 2.79% for five years a couple of years ago thinking rates would have risen in that time. I could have fixed for two years at less than 2%. But rates haven't risen. In fact, they're much lower. Did I make a mistake? Philip, via email
MSE Helen's A: When you decided to fix your rate, you made the best decision you could with the information available to you at the time. You, and indeed many economists, expected interest rates to rise in that time.
It may have been cheaper for you to fix at a lower rate for a shorter period, and then perhaps take out another fix now as rates are lower.
But this doesn't mean that you made the wrong decision. You wanted to ensure you wouldn't pay any more in interest if rates did rise, and you got that certainty with the deal you went for, even though the outcome wasn't what you wanted. Martin's penned his thoughts on this very issue, telling you why you shouldn't look back in anger...
And remember, even if you had chosen differently, there's no surety you'd have qualified for a rock-bottom rate now - particularly if your credit score or circumstances have changed, as banks have significantly tightened their lending criteria since you took out your original deal.
Please suggest a question of the week (we can't reply to individual emails).
|Nick's free game of the week: Ball Brothers|
What is astronomer an anagram of?
That's it for this week, but before we go check out this super collection of anagrams from forumite Gunte. If you're stumped, highlight the space to the right of each word and you'll see the answer.
We hope you save some money,
Martin & the MSE team
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