Friday, 20 March 2015
Thursday, 19 March 2015
Wednesday, 18 March 2015
£1=€1.40 holiday tips, Next rumour, CreditExpert reclaim, Tesco 500pts code, get £95 Amzn on £16/mth Sim, Ideal Home, Ldn Eye 2for1
|Cutting your costs, fighting your corner||Martin's Money Tips Wed 18 Mar 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
This time last year one pound bought €1.19, now it's about €1.40 - the highest since 2007. So travel to Europe and things will seem much cheaper. Indirectly too, we should see the price of hotels and car hire tripping down, as the rate change filters through. Here are 10 tips to make sure you max out their value.
These are just the iceberg's tip - see our full 50+ overseas travel tricks guide.
Blagged for MoneySavers
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Get constantly cheap energyOur club ensures you're always on the cheapest tariff.
Join free: Cheap Energy Club
Reclaim PPI for FREEClaims handlers aren't more successful.
Free help & templates: Reclaim PPI
|The Ones Not To Miss||Wed 18 Mar 2015|
| VICTORY! If you've ever paid for CreditExpert credit monitoring read this... |
"I reclaimed £220 from Experian thanks to MSE." We asked for reclaiming pioneers, we got them, they've won
Last August we launched our CreditExpert reclaiming guide as we believe many who paid for Experian's £15/mth CreditExpert were unfairly sold part of it. We wanted 'pioneers' to try it. Some did. In the last two weeks the Ombudsman's initially ruled in favour of four cases and we know about 20 others who've been offered 'goodwill' payments too. Key info...
Tesco online food shopping 500 extra points on £60 code (incl EXISTING customers). MSE Blagged. We've blagged 10,000 codes for new & existing customers at Tesco Grocery, just enter XXMGGG when you spend £60 by 25 Mar (or till codes run out). 500 Tesco Clubcard points are worth £5 in store or up to £20 in Tesco Boost. Tesco code
Unlimited mins, texts & 2GB data £16/mth on Sim-only 12mth contract PLUS get £95 Amazon vch. MSE Blagged. EE newbies (ie, not had it for 12mths) use code MSE95SIMO till 31 March via this standard/micro Sim* or nano Sim* link and pay a £15.99/mth fixed for a year, for unlimited texts, mins (UK landlines & mobiles) and 2GB/mth of 4G data. The £95 Amazon voucher's sent within 3mths of activation. Analysis: The Sim itself's £1/mth more than the cheapest equivalent, but if you'd have spent the voucher in Amazon anyway factor it in and it's equiv £97/yr or £8/mth - stonkingly unbeatable. FULL info EE Sim-only deal.
1,000 FREE Ideal Home Show London £14 tickets code. For Fri 20 Mar, 2for1 other days. Free Ideal Home tix
| Warning: Grab a cashback card ASAP, some earn £300+/year |
New EU rules may kill off cards that pay you to spend. Yet do it now to get 5% back - great for big purchases
Cashback credit cards pay you to spend on them, in the hope you rack up interest. Yet repay the card monthly IN FULL (best by direct debit, so you never miss it) and as there's no interest, your credit card is now like a debit card that pays you. It can be very profitable, as Mal tweeted: "I pay for everything by card where possible. Earn well over £300pa." Yet...
2for1 for £3 at London Eye, Alton Towers, Sea Life centres & more. Most valid all summer - see Merlin deals.
Did you switch to the Sainsbury's Energy MSE collective switch? For most it's gone well, but some have told us of struggles to contact its customer service, plus meter reading issues. If so we've help for you. Sainsbury's MSE tariff FAQ.
Urgent: Up to £5,600 to improve your home. The Govt's Green Deal Home Improvement Fund (HIF) re-opened Mon, with £70m more for solid wall insulation, double glazing etc. It's likely to go at speed, full HIF help & how to apply.
Tell friends about us. They can get this free every week.
Greggs totally free hot drink (normally up to £1.75). Download free app, but go quick, see Greggs deal.Show Best Buys
It's Budget day - at 12:30 today (Wed) Chancellor George Osborne will stand up for his last Budget pre-election. Watch it live with @MartinSLewis who'll be translating it into plain English and all key top lines will be reported by @MoneySavingExp and go in MSE News. Here are just a few of the things likely to come up...
2 hanging baskets of pansies + 12 bedding plants £20. 350 avail. Norm £34, next cheapest £60. Gardening deal
Code gets 50% off and early access to Urban Outfitters sale. One day early access at Urban Outfitters
Success of the week: (Send us yours on this or any topic)
| New. Nectar DOUBLE up + '£50 of points' trick |
Starting today, 1,000 points can be worth £10 not £5 at Sainsbury's. Yet in April the amount you earn drops...
The good news: Sainsbury's regular double-up event means your points are worth more. The bad: from 11 April, you'll only earn one point per pound spent at Sainsbury's not the current two - so you will need to work harder to build a points stash. However, we've ways to boost it in our Nectar points boosting guide, here are the key pointers (sorry)...
M&S mid-season sale boost - was 50%, now up to 60% off. From Thu. Clothes & home items. See M&S sale
1yr National Trust family pass £78 (norm £104). Two grown-ups & any kids get unlimited visits to historic homes (incl Winston Churchill's & Basildon Park, as seen in Downton Abbey), gardens, castles & nature reserves. National Trust
Show Best Buys
|Show Vouchers and Top Deals|
|The Moneysaving community|
|Show Money Saving Community|
Consumer rights are changing, ask the Consumer Affairs Minister how and why. MSE is interviewing Jo Swinson about the new Consumer Rights Act that comes into force in October and we want to put your questions to her. Find out more and suggest questions via the forum. You can also questions via Twitter or email firstname.lastname@example.org.
MONEY MORAL DILEMMA
THE GREAT HUNT
CHEAP FLIGHT SALES ALERT
THE GREAT HUNT... REVEALED
Quick forum tips
Freebie of the week
Martin's appearances (from Wed 18 Mar onward)
Wed 18 Mar - This Morning, ITV, The Budget 2015, 10.50am.
MSE team corner
Regular team appearances:
Fri 20 Mar
Discussion of the week
When you work in an office there always seems to be a birthday, wedding, anniversary or some other occasion warranting a "whip round". Share your thoughts on the correct etiquette in the Do you chip in for co-workers presents? discussion.
Cheap travel money
This week's poll: How much are you worth (or do you owe)?
To answer this question, you first need to do a little sum:
1. Add up: the value of your assets such as your house, savings & pension.
Then whether you've "net worth" or "net debt", pick your relevant option:
Have you ever lied on an insurance claim?
- 22% have on home ins
2,340 voted. See the full results.
Question of the week
I've heard of several big fines being dished out to the banks, but where does this money go? Maria, via email
MSE's Sam's A: There are two main regulatory bodies that levy fines on banks and other financial firms - the Financial Conduct Authority and the Prudential Regulation Authority. Both collect the money, deduct costs and pay the rest to the Treasury.
It's then up to the Treasury what it does, but fines are sometimes allocated to good causes. Last year, the Government gave the approximately £100 million of fines levied on Lloyds for Libor rate manipulation to military charities. And in December, it announced fines collected from banks that broke foreign exchange market rules would be used to create a £1 billion fund for improving GP facilities & technology in England.
|Nick's free game of the week: Blosics|
Could you spot a fake note?
That's it for this week, but before we go, last week a shop in Northern Ireland accepted a 'toy' €100 note from the Early Learning Centre by accident. Would you make the same mistake? Let us know over in the forum and whether you've lost out due to a fake before.
We hope you save some money,
Martin & the MSE team
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