Wednesday, 15 July 2015
25 travel tricks, Amzn FLASH sale, huge 24mth 0%, 100 school hols tips, Martin stays at MSE, 1.6% savings, 10 Nails Inc £25, cheap Kurt Geiger
|Cutting your costs, fighting your corner||Martin's Money Tips Wed 15 Jul 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
The big summer get-away is nearly here. If you're heading away, there are some savvy techniques that can give you a better time at a lower cost. So hot on the heels of our recent batch of 'life hacks' this time the team & I have been checking out 'holiday hacks' to keep trips pocket-friendly.
Full Travel Guides: Cheap Flights | Cheap Hotels | 15 Cheapest Ways To Get Travel Money | Cheap Travel Insurance | 50+ Overseas Travel Tips
Blagged for MoneySavers
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Get constantly cheap energyOur club ensures you're always on the cheapest tariff.
Join free: Cheap Energy Club
Reclaim PPI for FREEClaims handlers aren't more successful.
Free help & templates: Reclaim PPI
|The Ones Not To Miss||Wed 15 Jul 2015|
| New 24mth 0% for EVERYTHING card - we've not seen owt like it before |
3in1 card - longest EVER 0% on borrowing AND top 0% for balance transfers AND 0% cash loan to your bank
The new Virgin Money* card (eligibility calc) offers 0% new borrowing, debt shifting & rare 'money transfers', hitting all 3 best-buy tables for each. Plus as it's one card, it means fewer applications, protecting your credit file.
"I'm staying on at MoneySavingExpert, but in a new role." Martin reveals his & MSE's future. My new job.
WED ONLY: Amazon 20th birthday deals, eg, £60 Kindle Fire HD 7. Big discounts off Kindle e-readers & tablets, Bose headphones, GHD straighteners, perfumes, watches etc EVEN IF NOT A PRIME CUSTOMER. Amazon Deals.
Totally free £150 DAILY cash prize draw. Sounds too good to be true, but it's legit. The prize has just gone up from £100 to £150 a day. Forumites love it - bhafc810 says: "I won £120 last year." Full info in Free Postcode Lottery.
10x Nails Inc polish £25 (£110 separately). MSE Blagged. Full-size summer pastels, glitter & florals. 2,000 avail.
Last week's Summer Budget created huge changes to benefits, student finance and more - watch Martin's instant video reaction. We've dug into the detail - see our full budget news, and here's a quick checklist of whether you're affected...
Hot home insurance 'freebies' - gas BBQ, Delonghi coffee maker, £85 M&S, £80 HoF. MSE Blagged. Get combined buildings & contents cover via special links to get the freebies: a) Age UK, Gas BBQ* (RRP £90, ends 31 Jul) or £85 M&S vch* (ENDS MON). b) Together Mutual, Delonghi coffee maker* (RRP £92, ends 31 Jul) or MoreThan, £80 HoF vch* (ends 31 Jul). All 'freebies' should arrive within 120 days. Warning: we're not saying these are cheapest, always compare with results by combining comparison sites: Gocomp*, CompareTM & MoneySup*. Full info: Cheap Home Ins.
Forum Hottie. Next 50% off sale rumour (it's marking its tags). It tries to stay schtum but we don't. Next sale
Tell friends about us. They can get this free every week.
| Show Best Buys |
Tesco Direct up to 60% off outdoor toys, furniture & electricals. Eg, kids' Frozen toy wagon £5 (was £8), hand-blender £25 (was £43). Different discounts in different departments. Amazon is price-matching. Tesco Direct sale
SUCCESS OF THE WEEK: (Send us yours on this or any topic)
| 100+ school holiday family fun FREE or cheap treats |
FREE £5 activity pack, FREE tennis coaching, FREE footie training, FREE museums - and lots more summer sizzlers
Now the little ankle biters are nearly back biting around your ankles (some are already nipping) - it's time to find things to do to fill the long summer hols. We've rounded up more than 100 free or cheap things to do. Here are 10 to start...
1) Free £5 arts & craft kit. A free kit for 3-8yr-olds with our code, for Toucan Box newbies.
| Show Best Buys |
|Show Vouchers and Top Deals|
Discount vouchers & sales
|The Moneysaving community|
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THE GREAT HUNT
MONEY MORAL DILEMMA
Quick forum tips
Freebie of the week
Martin's appearances (from 15 July onward)
Thu 16 Jul - GMB, ITV, Deals of the Week, 7.40am.
MSE team corner
Regular team appearances:
Thu 16 July
Discussion of the week
Dinner etiquette can differ greatly, which is why one forumite was taken aback when asked to help clear up after dinner by her hosts. Share your thoughts on being invited to dinner and then asked to help clean.
Cheap travel money
This week's poll: Do you have a will & power of attorney in place?
There are two crucial documents that can protect your dependents in the future.
a) A will: This dictates what you want to happen to your assets if you die (eg, what happens to your home if you share it and aren't married). See Cheap or Free Wills.
b) A lasting power of attorney: This allows loved ones to take over your finances if you lose your faculties - see the Power of Attorney guide.
So we want to know which you already have in place.
Our poll found while 78% have switched energy at least once in the past five years, the frequency varies hugely (though MoneySavers switch more than the national average where only 66% would consider it):
- 22% haven't switched
10,699 voted. See the full results.
Question of the week
Q: Is there a cut off time limit on when your energy company can charge you? I have tried numerous times to obtain a bill from December. Lewis, via email.
MSE Fraser’s A: What matters is when your firm sends you a bill. When it eventually bills you, it's only allowed to charge for the last 12 months under regulator Ofgem's back-billing principle. So if it sends you a bill in Mar 2016, you shouldn't have to pay for Jan & Feb 2015. There are a few exceptions, eg, if you've not supplied a requested meter reading or moved home and not told the supplier you're the new occupier.
If it's been less than 12 months, still kick up a stink as it's important to get a bill so you can budget.
If your supplier doesn't play ball you should make a formal complaint on either issue, and if it's still not resolved to your satisfaction you can take it to the free Energy Ombudsman which can make a ruling. To ensure you're on the best possible deal do a comparison via our Cheap Energy Club.
Please suggest a question of the week (we can't reply to individual emails).
|Sam's free game of the week: Wheely 5|
OK, chaps - here's how to see what you look like in makeup
We hope you save some money,
Martin & the MSE team
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