|Cutting your costs, fighting your corner||Martin's Money Tips Wed 19 Aug 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
WARNING. Don't bin a letter worth £100s
Two million people are about to be sent letters telling them they're entitled to money back on past card protection plans they paid for that were virtually worthless. Sadly, many will bin theirs thinking it's spam, and miss out.
A quick note from me: Having written the big stuff, I'm taking some time off, so the final version of this email rests in the talented hands of the MSE team.
| LAST CHANCE. Sky line, b'band, all-in TV (incl Sport & Movies) equiv £35/mth |
Big Broadband Switch Event. Save £800/yr over standard price OR line & b'band for £11/mth; fibre options too
Our market-smashing deals end this Fri (sooner if codes run out). So far, 55,000+ have used our 'check if you can get a deal' tool to see which of these are available where you live. We asked a range of firms to bid in this broadband collective switch and here are the winners (click links below for full info). Read our full b'band switch FAQs.
Wangle kids a free Blue Peter badge - gets free entry to Legoland/Ldn Zoo etc. A Blue Peter badge can be seriously MoneySaving, with up to 10yrs' free admission to attractions. Blue Peter badge blog
Ends Thu: Free £50 wine on 24mths 0% for EVERYTHING card - use or just grab freebie. The Virgin Money 3in1 card* (Eligibility Calc) gives accepted new cardholders 24mths 0% on 1) spending 2) debt shifted to it (1% fee) 3) money transfers (1.9% fee). Each of those puts it among our best buys, never mind combined. Free wine: Apply by 11.59pm on Thu and spend and/or transfer £1,000 in 60 days and you get 6 bottles of wine, though clear the card before the 0% ends or it jumps to 18.9% rep APR. Full help, incl how to manipulate it, in Free £50 Wine 0% (APR Examples).
16 Easyjet tricks to manipulate the budget behemoth. Beat kids' hols hikes, refund trick etc. Easyjet tricks
| New. Test your energy fix - check if you can save £100s |
Most comparison sites give the WRONG savings (as Ofgem tells 'em to). Now we're uniquely revolting...
The regulator Ofgem makes comparison sites use a system that's a nonsense for anyone with a fixed tariff ending within 12mths. We lobbied for change. It said no. So now with our Cheap Energy Club comparison we've decided to ignore it.
10 Nails Inc polish set £25 (norm £105 indiv). MSE Blagged. 10 polishes, incl glitter & foil effect. 1,300 avail
Check your mobile signal - new tool. Not perfect but worth a try - useful if you're about to move provider, home or job. How good is your signal? (Also rate your provider's signal coverage & customer service in our poll.)
Tell friends about us. They can get this free every week.
| Show Best Buys |
£42 Ray-Bans via online sunglasses code. MSE Blagged. 20% off everything at Sunglasses Shop. Ends Sun. Ltd stock
Lastminute.com theatre tix sale, eg, £15 Thriller, £15 War Horse. Incl 32 West End shows. Lastminute.com
| 100+ FREE or cheap school holiday family fun treats |
FREE museums, FREE £5 craft kit, FREE footie training, 2for1 zoos & theme parks - and lots more summer sizzlers
There are still a few weeks left of the summer holidays but don’t worry if you’re running out of ideas or cash to keep the little munchkins entertained. We've rounded up more than 100 free or cheap things to do. Here are eight to start...
CODES & VCHS: Poundshop 10%, Body Shop 30%, Burton £10 off. We've blagged a code for Poundshop.com 10% off £20 + free del (makes every item just 90p, incl 'back to school' stationery), plus there's a Body Shop 30% off code/vch, Burton £10 off £40 code/vch & Miss Selfridge £10 off £50 code/vch. See ALL Codes & Vchs
Show Best Buys
Discount vouchers & sales
CAMPAIGN OF THE WEEK
MONEY MORAL DILEMMA
THE GREAT HUNT
Quick forum tips
Freebie of the week
MSE team corner
Regular team appearances:
Fri 21 Aug
Discussion of the week
Going to uni is usually a young person's first time living away from home. One forumite wants inspiration on what they can include in a student survival box when their youngest goes next month. Join the discussion and offer hints and tips.
Cheap travel money
This week's poll: How good is your mobile network's service & coverage?
We want to find out how each provider rates both for service (how they treat you) and coverage (how strong the signal is when you need it).
In truth there are only four main networks providing signals - the rest use these but under their own brand (see our mobile networks guide for who piggybacks who). Vote for the firm that provides your bill, as signal can differ.
Please vote for your current provider based on customer service AND coverage over the last year.
How do you rate your bank account's service?
Question of the week
Q: MSE suggests switching current accounts to the best deals at that time. But doesn't regular switching adversely affect your credit history? Aled, by email.
MSE Rosie's A: Assuming you switch every year or so, which is still pretty regularly for a bank account, it shouldn't be a problem in its own right. As a general rule of thumb, it's unwise to apply too often for credit (which includes current accounts) as other lenders may view you as desperate for cash.
There's no answer to exactly how many times you can apply in a particular timescale as every lender has different criteria, though it's best to avoid applying at all just before making big applications, such as a mortgage.
Also, older accounts may be viewed more positively by lenders, but only if managed well. For more details, read the Credit Scores guide.
Please suggest a question of the week (we can't reply to individual emails).
|Nick's free game of the week: Distraction|
Can you type at 108 words a minute?
That's it for this week, but before we go, how fast can you type? MSE Sam was our Usain Bolt when it comes to typing with a whopping 108 words a minute. Take the test and see if you can beat him to the line.
We hope you save some money,
Martin & the MSE team
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