Saturday, 25 April 2015
Friday, 24 April 2015
Thursday, 23 April 2015
Wednesday, 22 April 2015
| Travelzoo Weekly Top 20|
Every week we search more than 1,000 companies worldwide
for their very best deals and compile the Travelzoo Top 20(R).
TOP 20 DEALS -- 22 April 2015
£199pp -- Mallorca All-Inc Week; Fly from Liverpool
Source: Broadway Travel
£139 -- Lake District Escape inc Dinner & Cream Tea, 37% Off
Source: Borrowdale Hotel
£699pp -- Cuba: 24hr-All-Inc Deluxe Holiday, fr Manchester
Source: The Holiday Place
£69 -- Somerset Country House Getaway inc Breakfast & Bubbly
Source: Combe House Hotel
£349pp -- Crete 5-Star All-Inc Escape; Fly from Manchester
Source: Bargain Late Holidays
£149 -- 'Picturesque' Welsh 2-Night Stay w/Meals & Wine
Source: Wild Pheasant Hotel
£389pp -- Lake Como All-Inc Holiday w/Flts from Manchester
Source: Shearings Holidays
£64 -- Budapest Hilton Stay w/Upgrade, Save up to 42%
Source: Hilton Budapest City
£29 -- Lancs Barge Cruise for 2 inc Afternoon Tea, Save 59%
Source: Lancashire Canal Cruises
£399pp -- Morocco: Luxury Sofitel Week; Fly fr Manchester
Source: Exclusive Luxury Breaks
£119pp -- 'Miss Saigon' West End Ticket & 4-Star Hotel Stay
Source: Omega Holidays
£649pp -- Turkey & Greece Summer Cruise; Fly fr Manchester
Source: Iglu Cruise
£269pp -- Northern Lights Iceland Break w/Blue Lagoon Tour
Source: Fleetway Travel
£391 & up -- Fly to Rio de Janeiro from London (Return)
£599pp -- Red Sea: 5-Star Premium All-Inc Holiday, Save 42%
Source: Luxury Holiday Collection
£89 -- Northumberland Victorian Mansion w/Dinner, 47% Off
Source: Riverdale Hall Hotel
£369pp -- Lanzarote All-Inc Week w/Upgrade, fr the Northwest
Source: Travel Interaction
£17.80 & up -- Manchester Camerata Season Finale, 41% Off
Source: Bridgewater Hall, Manchester
£58 -- Orlando 1-Bedroom Villa at Waterpark Resort, 59% Off
Source: Liki Tiki Village
£1479pp -- Vietnam & Cambodia 4-City Escape w/Cruises & Tour
Source: Elegant Travel & Tours
Publisher: Maire Bonheim
Associate Publisher: Christina Bracewell
For more great travel and entertainment deals, visit:
Download the latest Travelzoo app for your mobile:
Join the conversation on Facebook:
Not a member? Get your own Top 20 here:
By using this newsletter, you agree to the following terms and conditions:
This email contains editorial information as well as advertisements. Sales and promotions listed in this email may contain restrictions and are subject to change. For complete details, please contact the travel supplier. Sales and promotions listed in this email are offered and provided by the respective travel supplier and/or its agents, not Travelzoo Inc., Travelzoo (Europe) Ltd or any subsidiaries of Travelzoo. Unauthorised distribution or commercial use of this email is strictly prohibited. Travelzoo does not independently verify the accuracy of this information and does not guarantee its accuracy or completeness. Sales and promotions listed in this newsletter may have expired, may have changed, or may not be available anymore at the time you receive the newsletter. The information provided in this email may include inaccuracies and typographical errors. Travelzoo Inc., Travelzoo (Europe) Ltd, and its subsidiaries and affiliates are not liable for any claims of damages, loss or injury to persons or property arising out of this newsletter.
To ensure the Travelzoo Top 20(R) makes it into your inbox, please add "firstname.lastname@example.org" to your address book or "travelzoo.com" to your "safe senders" list.
Copyright (c) 2015 Travelzoo (Europe) Ltd.
All Rights Reserved.
Tuesday, 21 April 2015
Barclays £48/yr boon, 50 over 50s tips, complaining revolution, year's 2for1 at 340 gardens, cheap 1st time mortgages, year’s cinema 2for1s, Sky 40% code
|Cutting your costs, fighting your corner||Martin's Money Tips Wed 22 Apr 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
Like Kylie or Clooney, some things just get better with age. Sadly, your finances aren't always one of them. So to help, our 50 Over-50s Tips helps you make the most of your cash. Here are some new, big & easy ones to get you started...
Blagged for MoneySavers
Did you miss?
Get constantly cheap energyOur club ensures you're always on the cheapest tariff.
Join free: Cheap Energy Club
Reclaim PPI for FREEClaims handlers aren't more successful.
Free help & templates: Reclaim PPI
|The Ones Not To Miss||Wed 22 Apr 2015|
| Join the complaining revolution. Free tool to help MILLIONS fix gripes |
It drafts a letter to banks, shops, energy firms, etc, sends it, monitors replies & escalates to ombudsmen if needed
Our aim's always been to cut your bills and fight your corner. Yet complaining isn't always easy for everyone - they often ignore or fob you off. So often it takes a certain type of person to get their due. Now we want to level the playing field...
A YEAR's 2for1 cinema for £2 by manipulating Meerkat Movies. See our Deals Hunters' Meerkat trick blog.
Got a Barclays bank account? How to get a free £48 a year. Barclays has launched a Blue Rewards option, where you pay £3/mth but get back at least £7/mth. Not a reason to switch to it but if you're one of the 5-6m who have its account it's a winner. Full info pros & cons in Barclays Blue Rewards but also see below for how to make far more.
Last chance. Sky TV 40% off & £100+ bill credit newbies code. MSE Blagged. Ends Thu 11.59pm. Sky newbies (ie, if you haven't had it for 12mths) using this specific Sky link* get a code for 40% off a year's contract on all its TV packages (excl HD upgrade fee) plus a £100 bill credit (£125 on Family/Complete packages). A one-off £10 set-up fee applies. You can also get half-price broadband if you get its landline. Full info: Sky 40% off
| Free £100 for switching bank - and you NEEDN'T pay-in owt |
Most hot bank account deals require you to pay cash in each month, but NOT all. Here's how top deals compare
Many with uncertain incomes tell us they fall foul of the "minimum pay-in terms" for the current rash of hot bank account deals. Yet M&S Bank* gives a £100 M&S gift card for switching, a £100 0% overdraft & linked 6% savings, with no min...
Tesco £10 spend gets free £35 vet check-up for cat or dog. Voucher valid at 400+ local vets' practices (excl NI) when you buy pet supplies online or in store by Tue 5 May, redeem by Nov. Full info: Pet check cheque.
Shift credit card debt to 16mths 0% NO FEE. Accepted new cardholders can get a Halifax 16mth 0%* (eligibility calc) or Santander 15mth 0%* (eligibility calc) balance transfer for no fee - so zero cost. Need longer? Barclaycard's 36mths 0%* (2.99% fee) (eligibility calc) or Lloyds is 28mths 0%* (1.5% fee) (eligibility calc). Clear these before the 0% ends or they jump to 18.9% rep APR. FULL info: Top Balance Transfers (APR Examples). Some may get shorter 0%.
BIG CODES & DISCOUNTS: Havaianas from £11, Tesco 1,250 pts, Matalan £10 off £50...
Tell friends about us. They can get this free every week.
| Show Best Buys |
IMPORTANT: Watch out for letters from AI Scheme - Sentinel. From Wed, 2m will get letters asking them to vote for compensation scheme for mis-sold card insurance policies. See Sentinel 'yes' for redress for full help.
Ends Tue: £15 cashback on credit (re)build card. The Barclaycard Initial* card (eligibility calc) accepts some with past CCJs and defaults. Spend £50/mth on it, repaying IN FULL to avoid interest and over a year it can help (re)build your credit history. Currently it gives 3mths 0% spending (be careful) and £15 cashback after 3mths if used within the rules (eg, paying on time). When the 0% ends, beware. It's a big 34.9% rep APR. Full help in Barclaycard Initial (APR examples).
| Cheapest ever first-time-buyers' mortgages |
With rates now well under 2% for some: 6 steps to bag your first mortgage, incl Help2Buy ISAs, best buys & more
Rates are rock bottom, a new Help2Buy ISA's due, and politicians are fighting for homeowner votes. It's a good time to get a mortgage, though whether it's a good time to buy a home is a trickier question. Yet if you're buying for the long term, with affordable repayments (possibly even cheaper than renting) it's a reasonable aim. Here are six steps to take...
Post Office & Travelex online currency sales. Until Fri 8am the Post Office online is boosting its euro, US dollar & more rates. On Thu & Fri at 11am-1pm Travelex is boosting all currencies. Use our Travel Money Comparison to see how they stack up. Not going yet? The Halifax Clarity* credit card (eligibility calc) gives near-perfect, far better than cash, rates on spending worldwide. Pay off IN FULL each month, or it's 12.9% rep APR. Cheap Travel Cards (APR Examples).
Show Best Buys
|Show Vouchers and Top Deals|
Discount vouchers & sales
|The Moneysaving community|
|Show Money Saving Community|
CAMPAIGN OF THE WEEK
MONEY MORAL DILEMMA
THE GREAT HUNT
CHEAP FLIGHT SALES ALERT
THE GREAT HUNT... REVEALED
Quick forum tips
Freebie of the week
Martin's appearances (from Wed 22 Apr onward)
Thu 23 Apr - Good Morning Britain, Deals, ITV, 7.40am. Watch last week's
MSE team corner
Regular team appearances:
Fri 24 April
Discussion of the week
Splitting the bill with extravagant friends
Cheap travel money
This week's poll: Would you buy shares in a Lloyds Bank sell off?
The Tories say they plan to let the public buy up to £10,000 shares each in Lloyds Bank at a 5% discount (paid for by the tax payer) to the share price plus 10% extra shares if you hold them for a year. Labour & Lib Dems have pooh-poohed the idea.
If it happens - would you apply? Which of these is closest to your answer?
Which coalition would you vote for?
Fighting for third place were the Lib Dems and UKIP, which took 35% and 34% of the votes, respectively. The DUP was least likely to form a coalition, taking 2% of the votes.
23,682 voted. See the full results.
Question of the week
Q: I don't understand how savings interest works on a normal savings account. I see interest is quoted as being annual interest, so do I need to have my money in my account for a whole year to get the interest? Nav, by email.
MSE Eesha's A: While interest rates quoted are annual, ie, what you'd earn in a year, with most accounts you accrue interest daily. So, if you had an easy-access account paying 2% AER (annual equivalent rate) you would get this rate on the days you keep the money in the account.
However, calculating this is complex, but in its simplest form it means dividing the annual interest rate by roughly 365 to give you a daily interest rate. You then use this interest rate to calculate daily interest based on your balance each day.
So if you kept your money in the 2% account for the full year, you'd have earned the full whack: £20 per £1,000. But if you'd kept the cash in for only half the year, you'd earn only about half the interest: around £10 on £1,000. Read our Top Savings guide for more info and the best buys.
Please suggest a question of the week (we can't reply to individual emails).
|Sam's free game of the week: Golf is Hard|
The wurst speling mistakes of the electioon so far...
That's it for this week, but before we go, check out these corking spelling and gramer bloopers from the election paperwurk. If you can do better, let us know.
We hope you save some money,
Martin & the MSE team
Important. Please read how MoneySavingExpert.com works
We think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.
More about MoneySavingExpert and Martin Lewis
What is MoneySavingExpert.com?
Who is Martin Lewis?
Martin set up and runs MSE, and still writes this email each week (unless it says so). He's an ultra-focused money-saving journalist and consumer campaigner with his own ITV prime-time show The Martin Lewis Money Show and weekly slots on Radio 5 Live, This Morning and Good Morning Britain, among others. He’s a columnist for publications including the Telegraph and Woman magazine. More info: See Martin Lewis' biography
What do the links with a * mean?
Any links with a * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the product at all and the editorial line (the things we write) isn't changed due to it. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See how this site is financed.
As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too:
holidaysafe.co.uk, leisureguardtravelinsurance.com, insureandgo.com, moneysupermarket.com, nationwide.co.uk, ehicplus.com, resolver.co.uk, sky.com, bank.marksandspencer.com, santander-products.co.uk, tsb.co.uk, halifax.co.uk, firstdirect.com, cbonline.co.uk, lloydsbank.com, ybonline.co.uk, barclaycard.co.uk, directline.com, aviva.co.uk, admiral.com, gocompare.com, directsavetelecom.co.uk, postoffice.co.uk, aerlingus.com.
Referring people to insurers or insurance intermediaries can in some circumstances constitute an FCA regulated activity. For this reason, pages with links which take you to the sites of insurers or insurance intermediaries are hosted by MoneySavingExpert.com Limited on behalf of MoneySupermarket.com Group PLC. MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited is MoneySupermarket House, St. David’s Park, Ewloe, Chester, CH5 3UZ.
To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips