Friday, 8 May 2015
Wednesday, 6 May 2015
| Travelzoo Weekly Top 20|
Every week we search more than 1,000 companies worldwide
for their very best deals and compile the Travelzoo Top 20(R).
TOP 20 DEALS -- 06 May 2015
£169pp -- Algarve Break w/Dolphin Watching, fr the Northwest
Source: Broadway Travel
£229 -- North Yorkshire 2-Night Hotel Stay w/Gourmet Dinner
Source: Talbot Hotel
£499pp -- Deluxe Croatia Week w/Flights, Meals & Suite
Source: Fleetway Travel
£89 -- Lancashire Stay inc Meals & Bubbly, Save 55%
Source: Samlesbury Hotel
£249pp -- Berlin 5-Star Hyatt Break w/Flts fr the Northwest
Source: Exclusive Luxury Breaks
£99 -- Kent Downs Stay with 4-Course Dinner, Was £179
Source: The Marquis at Alkham
£499pp -- 5-Star Rhodes Holiday w/Meals; Fly from Manchester
Source: Inspired Luxury Escapes
£15 & up -- 'Dirty Rotten Scoundrels' Musical, up to 49% Off
Source: Opera House Manchester
£195 -- 3-Nt Luxury Phuket Stay w/Breakfast, 48% Off
Source: Hyatt Regency Phuket Resort
£679pp -- 'Super-Luxurious' Vegas Bellagio Break w/BA Flts
Source: British Airways
£110 -- Aberdeen Mansion Stay w/2-AA-Rosette Dinner, 50% Off
Source: Norwood Hall Hotel
£199pp -- Marrakesh 4-Nt All-Inc Luxury Escape w/Upgrade
Source: Travel Interaction
£123 -- NYC Hotel Stay near Times Square, up to 41% Off
Source: TRYP by Wyndham Times Square South
£252 -- Dubai Return Flights from Manchester
£49 -- Preston: Top-Rated 6-Course Meal & Bubbly for 2
Source: Fusion Room
£699pp -- Mediterranean 10-Night Luxury Cruise, Save £240
Source: Iglu Cruise
£99 -- Bournemouth Stay w/Dinner & 'Superb Views', 46% Off
Source: Chine Hotel
£335pp -- Deluxe North Cyprus Holiday w/Meals, fr Manchester
Source: Cyprus Paradise
£78 -- Alicante 2-Nt Stay with Breakfast & Spa
Source: Hotel Bonalba Alicante
£1898pp -- Peru 11-Nt Trip w/Tours & Meals, from Manchester
Source: Citrus Holidays
Publisher: Maire Bonheim
Associate Publisher: Christina Bracewell
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This email contains editorial information as well as advertisements. Sales and promotions listed in this email may contain restrictions and are subject to change. For complete details, please contact the travel supplier. Sales and promotions listed in this email are offered and provided by the respective travel supplier and/or its agents, not Travelzoo Inc., Travelzoo (Europe) Ltd or any subsidiaries of Travelzoo. Unauthorised distribution or commercial use of this email is strictly prohibited. Travelzoo does not independently verify the accuracy of this information and does not guarantee its accuracy or completeness. Sales and promotions listed in this newsletter may have expired, may have changed, or may not be available anymore at the time you receive the newsletter. The information provided in this email may include inaccuracies and typographical errors. Travelzoo Inc., Travelzoo (Europe) Ltd, and its subsidiaries and affiliates are not liable for any claims of damages, loss or injury to persons or property arising out of this newsletter.
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Tuesday, 5 May 2015
36mth 0%, beat Sky hike, free house price valuations, Pensioner Bonds ending, free £150, 3 Odeon tix £12, RAC £12, election tips
|Cutting your costs, fighting your corner||Martin's Money Tips Wed 6 May 2015|
MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter
It's been a rip-roaring week for balance transfers. First, POW, Virgin lowered its fee to match Barclaycard as the longest 0% deal, 36mths with a 2.99% transfer fee. Then, BOOM, Tesco launched the longest no-fee 0% debt shift this decade, at 18mths. So, KAPOW, you can make huge savings, as Sharon did:
"Get in. I managed to shift store and credit cards, saving £4,700 interest."
A range of top providers is a boon. Balance transfer deals are for 'new cardholders', so you can't shift debt to cards you already possess. Thus more providers means more options to shift cheaply. Here are the need-to-knows...
PS. I'm taking a few days off this week, so I've been through the big stuff, but am leaving the finer details in the more than capable hands of the MSE team.
Blagged for MoneySavers
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Get constantly cheap energyOur club ensures you're always on the cheapest tariff.
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Free help & templates: Reclaim PPI
|The Ones Not To Miss||Wed 6 May 2015|
| Warning: Pensioner Bonds close in 9 days - get 4%|
If you're 65+ and have savings, these Govt-backed bonds are a massive market leader - but they close on 15 May
The curtain is set to fall on Pensioner Bonds or - as they're officially called - '65+ Guaranteed Growth Bonds'. And no surprise, it closes just after the election - it doesn't take a cynic to call these loss-leading accounts a pre-election giveaway to older voters. Yet they pay large, so if you're eligible, check out our Pensioner Bonds guide ASAP. In short...
That's just the start. For full info, incl how to use it for income, whether you can give to cash to someone 65+ to save for you, and crucially, how to apply, see Pensioner Bonds.
Beat Sky TV price hikes - 'I saved £250'. Last week we launched our beat Sky TV June hikes guide & we're swamped with successes, eg, @Clank_1 tweeted: "I got £25/mth off for 10 months" & @JamiePover: "I saved almost 50%".
Free £150 bank switch plus 2% interest. There's a bank switching bribe war. a) Clydesdale* / Yorkshire* (min pay in £1,000/mth) are giving £150 plus 2% interest on up to £3,000. b) Via this First Direct* link (min £1,000/mth) you get £125. It's won every customer service poll we've done, has a £250 0% overdraft & 6% linked savings. c) Halifax* (min £750/mth) gives £125 then £5 each month you're in credit. Full help, incl no min pay-in options, in Best Bank Accounts.
SCRAP THE FAMILY FLIGHT TAX - you shouldn't need to pay to sit with your kids. We're starting a campaign to force airlines to stop charging parents often £15 each per flight to sit with their kids. Airline name & shame
| Time to reveal the party you should vote for... |
Each newspaper's given its view. As the UK's biggest consumer site, it's time for our view
How you vote in tomorrow's General Election's likely to be the biggest consumer decision you'll make this year. It affects the economy, tax, health, education, the environment and more. If you don't vote, you've no right to complain.1. Who you should vote for. Actually we believe that's your business. Instead of dictating, we want to help you make your mind up. The key is which party best fits your view. Several sites use questions to map you on the political spectrum. For speed, try Tick Box & VoteMatch. For visuals, Position Dial, or a more thorough site is MyVoteAdvisor.
2. Which party is best for your finances? In the MSE Leaders' Debate, Cameron, Miliband, Clegg, Sturgeon, Wood, Farage and Bennett gave their views on pensions, mortgages, zero-hour contracts, financial education, student fees and more. Feel free to judge them harshly if you think they avoided the questions. Plus, there are links to each party's manifesto.
3. Know your local candidates. You elect a person, not a party, so to find your local candidates, their party and (if relevant) how they performed in the 2010 election, enter your postcode at Your Candidates or YourNextMP.
4. What'd it take to topple (or keep) your MP? The Electoral Calculus site lists stats including the last general election's results and 2015 predictions, useful for tactical voting, as is SwapMyVote. Plus, track the latest poll results and election forecasts and see how a coalition government could look.
5. If you can't face voting for anyone. The right to vote was hard fought for. At the least, go to the polling booth and spoil your ballot (ie, scrawl a line through it) to register a protest, a far stronger message than not voting.
PS. If you're an election nerd up all night, Martin's on ITV from 2am to 4am and doing Twitter commentary @martinslewis.
Slash airport parking costs "from £115 to £40". If you'll park this summer, book early and use these special discount links to comparison sites Holiday Extras 10%-30% off*, SkyParkSecure 13%-30% off*, Looking4parking 10%-31% off* & APH 20% off Gatwick, Manchester, B'ham and Stansted*. As forumite Bigdaddy1210 says: "Got a brilliant deal using your links for a 4-day break - costing just over £40 instead of £115." Full info in Cheap Airport Parking.
Free income tax calculator - what'll be in your payslip? Find your take-home pay with our income tax calc plus check if you're due £1,000s back with our free tax code calculator.
DISCOUNTS: Dorothy Perkins £5 off £25, Sainsbury's £20 off £60, Funky Pigeon 25% off...
New baby? 50+ MoneySaving tips. Births have delightfully been the talk of MSE Towers this last fortnight, MSE Neil's celebrating baby Emily's birth, there's MSE Steve's little Ana & MSE Yasin's Umaima. We think there was something in the news too? (huge congrats, Wills & Kate). For the royal MoneySaving treatment, incl cheap nappies, fun gifts & tax credits, see our baby checklist.
Tell friends about us. They can get this free every week.
| Show Best Buys |
10 scented begonia bulbs £6.50 deliv. MSE Blagged. Cheapest we've seen is £15 for 12. 2,500 avail. Park Promotions
SUCCESS OF THE WEEK: (Send us yours on this or any topic)
FLASH 24hr Post Office online currency sale. It's boosting online rates for euros & US dollars starting 8am on Wed. We're not saying it'll be top, so compare its rates during the sale with our Travel Money Comparison. Not going yet? The Halifax Clarity* credit card (Eligibility Calc) gives near-perfect spending rates worldwide, far better than cash. But pay off IN FULL each month or it's 12.9% rep APR. Full info: Cheap Overseas Cards (APR Examples).
| 30+ FREE house price valuation tools |
Snoop on what your neighbours paid and investigate price cuts, crime hotspots, local schools and more
The average UK house price is now £193,000, up 5.2% from a year ago. Yet whether you're a buyer, seller or voyeur, what tends to count is the value in your area, street or actual home. A wealth of free info's available via web weapons. See the full 30 free House Price Valuation tools list, here are the foundations...
1,000 FREE £33 Doncaster races + Human League gig tix code. MSE Blagged. 16 May. Don't You Want Me
'In 2013 I owed £22,000, now I'm debt-free'. We're celebrating 10yrs of the MSE forum's Debt-Free Wannabe board & want to inspire you. In June 2013 Sophie was inspired by our Demotivator to calculate her skinny latte habit - £1,750 over 5yrs. Then she moved to the forum: "I learned to meal plan, to sell empty perfume bottles on eBay, and got £900+ tax savings" Since, she's cleared her £22,000 debt. Richard, 49, used to owe £54k: "After being in debt since I was 18, I'm now debt free". Get inspiration, share tips, know you're not alone, Debt-free wannabe. And see the debt help guide.
Show Best Buys
|Show Vouchers and Top Deals|
|The Moneysaving community|
|Show Money Saving Community|
CAMPAIGN OF THE WEEK
MONEY MORAL DILEMMA
CHEAP FLIGHT SALES ALERT
THE GREAT HUNT... REVEALED
Quick forum tips
Freebie of the week
Martin's appearances (from Wed 6 May onward)
Thu 7 May - Good Morning Britain, Deals, ITV, 7.40am. See last week's
MSE team corner
Regular team appearances:
Fri 8 May
Discussion of the week
Tipping is commonplace within many industries, but is hairdressing one of them? Are our hairdressers simply doing what we pay for or do you give extra for a job well done? Join the Tipping your hairdresser discussion and have your say.
Cheap travel money
This week's poll: What class are you?
It's an old-fashioned concept, but still something that's talked about. The aim is for you instinctively to say where you think you fit.
What social class do you see yourself in?
Do you feel better off now than five years ago?
16,901 voted. See the full results.
Question of the week
Q: What are my rights if I buy a first class rail ticket with no seat reservation but there are no seats available - can I get all or some of my money back if I have to stand? Roxy, by email.
MSE Megan F’s A: For the part of the journey that you had to stand for or sit in standard class, you can claim back the difference between the cost of a first class and standard class ticket, according to the National Rail Conditions of Carriage. You can also do this if you have a first class season ticket.
Many of the train companies we asked also said they would refund the difference if first class was “declassified”, which is where all of the train is opened up to everyone, regardless of their ticket.
Some train companies will refund the difference using travel vouchers only, but others may give you cash if you ask, and most say the claim must be submitted within 28 days. Each company has its own refund rules, so for more on how to claim, see their policies in our Train Delays guide. Remember, first class isn't MoneySaving but it's possible to bag a cheapish first class ticket. See our Cheap Train Tickets guide for loads of tricks.
Please suggest a question of the week (we can't reply to individual emails).
|Nick's free game of the week: Balls|
Do selfie sticks drive you mad?
Selfie sticks have been banished from the National Gallery, White Hart Lane and now Wimbledon. What do you think of them - handy accessory or plague in pole form? Pull up a chair and sound off at The Money Savers' Arms.
We hope you save some money,
Martin & the MSE team
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